Life/Mortgage/Business Protection

Life Long Insurance/Whole of Life Insurance

Life Long Insurance provides the level of life insurance you choose for your whole life, as long as you continue making your regular payments. It can also provide tax efficient inheritance planning cover for your family so as to reduce the impact of potential inheritance tax.


Life Long Cover offers you some level of guaranteed cover against the following incidents which could affect your family’s future income;

  • Death
  • Terminal illness*
  • Accidental death
  • Children death*

*Not available where Life Long Insurance is being used for inheritance planning as these benefits could impact the plan’s eligibility for inheritance tax relief (Section 72).

Read about our specified illness cover here.