Specified illness cover is a benefit which pays you a lump sum if you are diagnosed with several and many conditions covered under your plan. You can use this tax free lump sum to help maintain you and your family’s standard of living, pay for medical bills and help you cope during a difficult time. What’s more, because you may have to adapt your house to make your day-to-day life easier, specified illness cover could help with these outgoings too. Insurers recently extended the list of illnesses for any new plans which gives you the most comprehensive cover available in Ireland.